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About bonds

Bonds are designed to hold your money and to grow it at a particular rate of interest while you don’t need access to it. By putting away your money for a fixed 1 year or 2 year term, you usually gain a greater rate of interest than when you have more access to your funds.

Fixed rate bonds mean that you have the security of knowing exactly how much you will earn, whilst variable rate bonds mean that you may earn more or less, depending on the Bank of England base rate.

The Personal Savings Allowance means that, unlike in the past, most people won’t pay any tax on the interest they earn from their savings bond, depending on how much interest you earn and your income tax bracket.

Updating our services

We’re constantly improving our online, branch and telephone services to make sure we’re fit for the future. To do this we carry out regular tests on our services.

View maintenance dates
Maintenance schedule

FSCS protects your deposits

Eligible deposits with Kent Reliance are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.

Find out more
FSCS